2026 Editorial Ranking

Best gold IRA companies for a rollover

Our independent assessment of the custodians and dealers that handle 401(k)- and IRA-to-gold rollovers — judged on fees, transparency, storage partners, account minimums, reputation, and buyback terms. Every figure here is drawn from public sources.

GBy the Gold401k Editorial TeamLast updated · June 14, 2026How we research →

Spec Sheet · 8 Rollover Providers EvaluatedRev. 2026.06 · Ranked by editorial score

Newmont Capital Group

High-net-worth investors

★ Featured Partner

Our top-rated featured partner: BBB A+ rated with transparent spot-based pricing, IRS-approved depository partners, and a no-obligation buyback commitment. Best suited to investors meeting the $50,000 minimum who want fee transparency and a No-Fees-For-Life option on larger accounts.

Minimum: $50,000
BBB rating: A+accredited
Founded: Not publicly disclosed

Pros

+Transparent spot-based pricing reduces uncertainty around markups
+No-obligation buyback commitment simplifies eventual liquidation
+No-Fees-For-Life program can materially lower long-term cost on larger accounts
+Established, IRS-approved depository partners with segregated storage options

Cons

–$50,000 minimum places it out of reach for smaller or first-time investors
–Best fee benefits (No-Fees-For-Life) require a sizable qualifying balance

Metals: Gold, Silver, Platinum, Palladium

HQ: Not publicly disclosed

Storage: Delaware Depository, Brink's, Loomis

Custodian: IRA Express

Fees: Transparent, spot-based pricing. No-Fees-For-Life program on qualifying accounts ($150,000+); standard custodian and storage fees otherwise. Contact for a full schedule.

Visit Newmont →Read full Newmont review →

Augusta Precious Metals

Education-first high-net-worth investors

Augusta Precious Metals is a premium gold-and-silver IRA specialist known for transparent flat fees, strong education, and top-tier customer support. Its $50,000 minimum, however, puts it out of reach for smaller investors.

Minimum: $50,000
BBB rating: A+accredited
Founded: 2012

Pros

+Education-first onboarding (free one-on-one economist-led web conference) and lifetime account support
+Transparent flat-fee pricing with no Augusta markups, plus potential multi-year fee waivers
+A+ BBB rating with an unusually clean complaint record
+Uses well-regarded partners (Equity Trust custodian, Delaware Depository storage)

Cons

–High $50,000 minimum excludes small and first-time investors
–IRA menu is effectively limited to gold and silver (no platinum or palladium)
–Per-coin and per-bar pricing is not fully published online

Metals: Gold, Silver

HQ: Beverly Hills, California

Storage: Delaware Depository, Brink's

Custodian: Equity Trust

Fees: Flat-fee structure (no Augusta markup/management fee), with commonly cited annual custodian plus storage costs in roughly the $200-$250 range. Augusta promotes fee-waiver periods on qualifying accounts. Per-coin pricing requires a consultation.

Visit website →Read full Augusta review →

Noble Gold Investments

Beginner-friendly buyers wanting Texas storage

Noble Gold Investments is a well-rated (BBB A+, accredited) Encino, California dealer founded in 2016, offering Gold and Silver IRAs and direct purchases with transparent flat-fee pricing, Texas/Delaware storage, and signature Royal Survival Packs.

Minimum: $20,000
BBB rating: A+accredited
Founded: 2016

Pros

+Strong verifiable reputation (A+ BBB, accredited, low complaint volume)
+Transparent flat-fee structure published on its own site
+Distinctive Texas depository option plus Royal Survival Packs
+Accessible direct-buy entry point for non-IRA purchases

Cons

–Roughly $20,000 IRA minimum is still a barrier for the smallest investors
–No live product pricing or online trading platform
–Secondary sources disagree on some details (minimum, founding year, HQ)

Metals: Gold, Silver, Platinum, Palladium

HQ: Encino, California

Storage: International Depository Services (IDS), Delaware Depository, Brink's

Custodian: Equity Trust, New Direction IRA

Fees: Per Noble Gold's own support materials: roughly $80 one-time setup, then a flat $275 annual fee (about $125 custodial plus $150 segregated storage). Confirm current figures directly.

Visit website →Read full Noble review →

Goldco

Mid-size rollover investors

Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.

Minimum: $25,000
BBB rating: A+accredited
Founded: 2006

Pros

+Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
+Clearly published, predictable annual fee schedule
+Strong buyback program and dedicated rollover assistance
+A+ BBB rating and a long operating history (since 2006)

Cons

–Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
–Limited to gold and silver (no platinum or palladium)
–First-year cost rises once setup and segregated storage are included

Metals: Gold, Silver

HQ: Calabasas, California

Storage: Brink's, Delaware Depository

Custodian: STRATA Trust, Equity Trust

Fees: Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.

Visit website →Read full Goldco review →

American Hartford Gold

Low-minimum, full-service buyers

American Hartford Gold is a well-established, BBB-accredited (A+) dealer offering all four IRS-approved metals through Equity Trust with a $10,000 IRA minimum. It stands out for a no-fee buyback commitment and service reputation, though buyers should confirm spreads and exact fees in writing.

Minimum: $10,000
BBB rating: A+accredited
Founded: 2015

Pros

+BBB-accredited with a verified A+ rating and a large volume of customer reviews
+Buyback Commitment with no liquidation fees simplifies exiting a position
+Relatively low $10,000 IRA minimum stated upfront
+Established custodian (Equity Trust) and multiple reputable depository options

Cons

–Coin and bullion spreads and exact fee schedules are not fully published
–Heavy reliance on promotions and a celebrity endorsement may signal an aggressive sales approach
–Limited real-time online pricing transparency compared with some bullion dealers

Metals: Gold, Silver, Platinum, Palladium

HQ: Los Angeles, California

Storage: Delaware Depository, Brink's, International Depository Services (IDS)

Custodian: Equity Trust

Fees: Commonly cited annual custodian fee of roughly $75-$125 depending on account size, plus around $100/year storage (segregated storage adds more) — broadly $180-$280/year all-in. Promotes a buyback commitment with no liquidation fees and periodic fee-waiver promotions. Exact spreads should be confirmed in writing.

Visit website →Read full American review →

Birch Gold Group

Predictable flat-fee, long-term investors

Birch Gold Group is one of the industry's longest-running precious-metals IRA specialists (founded 2003), BBB-accredited with an A+ rating and a full four-metal menu. Its flat-fee structure and dedicated-specialist model make costs predictable, which is especially attractive for larger or long-horizon accounts.

Minimum: $10,000
BBB rating: A+accredited
Founded: 2003

Pros

+Long operating history (since 2003) and a verified A+ BBB accreditation
+Flat-fee model is predictable and advantageous for larger accounts
+Broad choice of custodians (Equity Trust, STRATA, GoldStar) and reputable depositories
+First-year fees covered on transfers over $50,000

Cons

–Flat fees can be proportionally expensive for smaller accounts
–Coin and bullion spreads are not published and must be requested
–Reported entry minimums vary slightly across sources, so confirm directly

Metals: Gold, Silver, Platinum, Palladium

HQ: Burbank, California

Storage: Delaware Depository, Brink's, International Depository Services (IDS)

Custodian: Equity Trust, STRATA Trust, GoldStar Trust

Fees: Flat-fee model: roughly $50 one-time setup plus a wire fee, then about $100-$125 annual account management and around $100 annual storage/insurance — flat regardless of account size (no percentage-of-assets fee). Birch promotes covering the first year's fees on transfers over $50,000. Confirm current figures directly.

Visit website →Read full Birch review →

Advantage Gold

Education-first first-time buyers

Advantage Gold is a well-established, highly-rated gold IRA specialist (A+, accredited 2014) known for customer education and a relatively low minimum. Its main drawback is limited public fee transparency.

Minimum: $5,000
BBB rating: A+accredited
Founded: 2014

Pros

+Consistently top-tier ratings (A+ BBB, accredited since 2014)
+Low $5,000 minimum lowers the barrier for newcomers
+Genuine educational emphasis suited to first-time investors
+Flexibility of two custodians and two depositories

Cons

–Limited public fee transparency; figures must be confirmed directly
–A sales-driven dealer, not a licensed adviser (explicitly disclaimed)
–Bullion markups are not published and require direct confirmation

Metals: Gold, Silver, Platinum, Palladium

HQ: Austin, Texas

Storage: Delaware Depository, Brink's

Custodian: STRATA Trust, Equity Trust

Fees: No full schedule is published. Reviews commonly cite roughly $50 setup, $95-$100 annual maintenance, and $100-$150 annual storage, plus a bullion markup. Confirm current figures and spreads directly.

Visit website →Read full Advantage review →

Lear Capital

Fee-schedule-conscious entry investors

Lear Capital is a long-established Los Angeles dealer (since 1997) with an A+ BBB rating, a $10,000 minimum, and a transparently published custody fee schedule. Prospective buyers should weigh that against its well-documented regulatory and financial history, including a 2022 Chapter 11 filing and multistate investor-refund settlements.

Minimum: $10,000
BBB rating: A+accredited
Founded: 1997

Pros

+Unusually transparent, publicly posted flat-rate fee schedule
+Low $10,000 minimum with predictable flat storage pricing
+Long track record (since 1997) with a full range of IRS-approved metals
+Insured, top-tier depository options

Cons

–Documented regulatory and financial history: a 2021 New York AG settlement, a 2022 Chapter 11 bankruptcy, and a 2023 multistate investor-refund resolution
–Dealer coin markups are separate from the published custody fees and have historically been high on some collector coins
–Has faced repeated criticism over sales tactics around moving retirement funds into metals

Metals: Gold, Silver, Platinum, Palladium

HQ: Los Angeles, California

Storage: Delaware Depository, Brink's, International Depository Services (IDS)

Custodian: Equity Trust, STRATA Trust

Fees: Publishes a flat-rate schedule: first year about $315 (non-segregated) or $365 (segregated) — roughly $50 application, $30 wire, $125 maintenance, and $110/$160 storage — then about $235/$285 recurring. These are custody/storage fees only; dealer coin markups are separate. Note: Lear's pricing on some collector coins was the subject of regulatory action (see cons).

Visit website →Read full Lear review →

Ratings are our independent editorial opinion, not user reviews.

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