401Gold401kFree Rollover Guide

Goldco Review

Goldco: gold IRA rollover review

Our independent, fact-based assessment of Goldco for a 401(k)- or IRA-to-gold rollover — minimum, fees, storage, custodians, pros and cons.

GBy the Gold401k Editorial TeamLast updated · June 14, 2026How we research →

Goldco

Best for mid-size rollover investors

Editorial review

If you're rolling a 401(k), 403(b), TSP, or IRA into physical gold, Goldco is one of the dealers that can handle the precious-metals side of the transfer. Below is our factual, rollover-focused breakdown — account minimum, fees, storage and custodian partners, and our editorial take — so you can weigh it against the other providers in our ranking before you move retirement money. As with any rollover, use a direct trustee-to-trustee transfer to keep it tax-free and penalty-free.

Editorial score
4.3/5
Minimum
$25,000
BBB rating
A+accredited
Founded
2006
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Our bottom line

Is Goldco a good fit for your rollover?

Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.

Pros

  • +Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
  • +Clearly published, predictable annual fee schedule
  • +Strong buyback program and dedicated rollover assistance
  • +A+ BBB rating and a long operating history (since 2006)

Cons

  • –Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
  • –Limited to gold and silver (no platinum or palladium)
  • –First-year cost rises once setup and segregated storage are included

The facts

Goldco at a glance

Account minimum
$25,000
Fees
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
Metals offered
Gold, Silver
Storage partners
Brink's, Delaware Depository
Custodian partners
STRATA Trust, Equity Trust
Headquarters
Calabasas, California
BBB rating
A+ (accredited)
Standout features
Buyback program with a highest-price guarantee · Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers · Promotional bonus metals on qualifying large purchases · Lower minimum than education-focused premium rivals

Facts reviewed 2026-06. Ratings are our independent editorial opinion, not user reviews.

Rollover FAQ

Goldco rollover questions

Does Goldco support 401(k)-to-gold rollovers?+

Yes. Goldco handles the precious-metals side of a rollover: you open a self-directed IRA with a metals-capable custodian (its custodian partners include STRATA Trust, Equity Trust), fund it with a direct trustee-to-trustee transfer from your 401(k), 403(b), TSP, or IRA, and then purchase IRS-approved metals held at an approved depository (Brink's, Delaware Depository). A direct transfer keeps the rollover tax-free and penalty-free.

What is the account minimum at Goldco?+

Goldco's stated account minimum is $25,000. It is best suited to mid-size rollover investors. Confirm the current minimum directly, as figures can change.

What does Goldco charge in fees?+

Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.

Is Goldco a reputable gold IRA company?+

Goldco holds a A+ BBB rating and is BBB-accredited. Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors. Ratings are our independent editorial opinion, not user reviews.

Our #1 featured partner

Compare Goldco with Newmont Capital Group

Our top-rated featured partner: BBB A+ rated, transparent spot-based pricing, IRS-approved depository partners, and a no-obligation buyback commitment. Full details on newmontcapitalgroup.com.

Read our Newmont review →See the full ranking

Sources

This content is for general education only and is not financial, tax, legal, or investment advice. Investing in precious metals carries risk, including loss of principal. Consult a licensed professional before making decisions.

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